Payment methods by country

Payment methods Netherlands.

Consumers have many options when it comes to payment methods in the Netherlands. Some are well known to the general public, such as iDEAL, credit cards, PayPal and post-payment methods like Riverty and Klarna.

But besides these options, there are plenty of other payment methods in the Netherlands. Which ones are there? And how do you best offer all payment methods in the Netherlands in your webshop?

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About the Netherlands
  • 17 million inhabitants
  • Currency is the Euro
  • 93% of all consumers shop online
  • Distribution of e-commerce orders:
    • 95% national
    • 27% EU
    • 22% outside EU

The Netherlands is a highly digitized country. And this is reflected in the online shopping behavior of Dutch consumers, as well as in their payment behavior. In fact, the Dutch shop a lot online, and therefore also use digitalized payment methods in the Netherlands.

Paying with cash is on the decline in the Netherlands and is expected to decrease more and more in the coming years. Also for that reason it is important for entrepreneurs and webshops to go along in offering online, in-store and omnichannel payment methods in the Netherlands.

 

Most popular payment methods Netherlands

Payment methods Netherlands

Consumers can choose from many different payment methods in the Netherlands. Below is an overview of the most important ones.

iDEAL: most commonly used payment method in the Netherlands

The most widely used payment method in the Netherlands is iDEAL: about 70% of all online payments are made with this payment method. It is therefore of great importance that iDEAL is available in your webshop, if you sell your products and/or services in the Netherlands.

With iDEAL, customers pay for a purchase directly, through their own bank. The payment cannot be reversed, unless you use the option to return your order.

Credit cards

Credit cards are also a widely used payment method in the Netherlands. Dutch consumers use credit cards mainly when placing orders with foreign webshops. Credit cards offer purchase protection, which iDEAL does not.

The Dutch market has several credit card providers, such as MasterCard, VISA and American Express.

PayPal

PayPal offers the ability to pay both immediately and later. PayPal allows both consumer-to-consumer and consumer-to-business payments. A PayPal payment can also be made from the cell phone or tablet, without leaving credit card or bank details. Because of its buyer protection, PayPal is a very popular payment method in the Netherlands.

Dutch online shoppers also regularly choose to pay via PayPal. In the Netherlands, this payment service already has more than two million account holders.

After sales/preferred payment methods Netherlands

Riverty, Klarna, Billink, In3 and SprayPay are commonly used after sales payment methods in the Netherlands. These forms of payment are becoming increasingly popular payment methods in the Netherlands.

Apple Pay

Apple's payment service has been available in the Netherlands since June 11, 2019. This means that you can effortlessly offer Apple Pay in your webshop. Currently, ING, ABN AMRO, Rabobank, bunq, Monese, Revolut, N26 and Knab support this mobile payment method.

It is unclear when other smaller Dutch banks such as SNS Bank and Triodos will follow. According to various sources, SNS Bank is in talks with Apple and Triodos promised to offer support for this mobile payment method soon.

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