American Express (AMEX)
American Express is one of the largest credit card companies in the world and is widely used, both offline and online. American Express (AMEX) works exactly like any other credit card. Consumers can buy their products or services online and pay the amount back after one month. The amount is not debited directly from the bank account, but billed to the consumer via the credit card company AMEX. This way of paying for your products can also be seen as a personal loan that the credit card company provides directly to the consumer. American Express cards are popular because of their extensive services and the many extras (i.e. the loyalty program). When getting an American Express credit card, consumers can choose between a green card, a gold card or a platinum card.