Authorisation and Capture

When your customer chooses this payment method, a credit check is conducted in a split second to determine whether they are eligible to pay in arrears. If the customer passes this check, you will immediately be notified that the payment has been authorised. You can then process the order and ship the products. Once that is done, you can partially or wholly turn the authorisation into a “capture.” There are several ways to do so:

• Via the API Transaction: Capture
• Automatically via the plug-in as soon as the order status changes from “processing” to “complete”
• Via the Admin Panel in the Transactions/Authorisations tab
• Automatically after a set number of days (no more than 14)

Contract and payment

To accept Klarna payments in your online shop, you need an account. You can create this account on Klarna’s website. After completing the registration process, Klarna will issue you a MerchantID and a shared secret. You can then add these to your service at PAY. It's possible to do so both live and in a test environment, so you can test the integration to your heart’s content before you go “live” with it.

Money stream via PAY.

Captured Klarna reservations are added to your balance, after which the payments are included as part of your standard PAY. clearings. You can also issue partial or full refunds easily via PAY. Simply select the payment, choose which products you wish to refund and we will take care of the rest.