Payment methods by country

Payment methods Poland.

Poland is one of the fastest growing economies in Europe. And the e-commerce market in the country is growing fast along with it. So it is a country that entrepreneurs should keep an eye on.

The main online payment method in Poland is Przelewy24. What other payment methods are there in Poland? And how do you best offer all payment methods in Poland in your webshop?

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About Poland
  • 37.7 million inhabitants
  • Currency is the Zloty
  • 72% of all consumers shop online
  • Distribution of e-commerce orders:
    • 94% national
    • 9% EU
    • 7% outside EU

A large part of the Polish population has started shopping online in recent years thanks to the corona crisis. With this, expectations have also risen: consumers today expect a wide choice of delivery options and payment methods in Poland.

If the right payment method is not available, Polish consumers abandon their shopping cart relatively quickly. It is therefore necessary for merchants to offer the right payment method in Poland.

Most popular payment methods Poland

Payment methods Poland

Consumers can choose from several payment methods in Poland. Below is an overview of the most important ones.

Przelewy24: most widely used payment method in Poland

Przelewy24 is Poland's most widely used online payment method. This payment method lets consumers in Poland pay via a large number of Polish banks, international credit cards and various other payment methods via SMS, for example.

Credit cards

Credit cards are also a widely used payment method in Poland. Credit cards offer purchase protection. In Poland, Mastercard, VISA and American Express are particularly prevalent among consumers.

PayPal

PayPal offers the ability to pay both immediately and later. PayPal allows both consumer-to-consumer and consumer-to-business payments. A PayPal payment can also be made from the cell phone or tablet, without leaving credit card or bank details. Because of buyer protection, PayPal is a very widely used payment method in Poland as in other European countries.

Amazon Pay

A popular payment method in Poland, Amazon Pay is an Amazon.com payment system. With it, Amazon allows its users to order from external websites using a user account. In terms of how it works, this payment method is very similar to PayPal.

Your customer completes an order, chooses Amazon Pay in the checkout and is redirected to the payment method login screen. After this, the user chooses a payment method (credit card, bank card, or other option) from which the payment will be debited. With the button: 'confirm', these transactions are 'reserved'.

With Pay. you can easily set when the payment should be transferred from 'reserved' to 'paid'. This can be done immediately, or within an hour and set via Pay's API or Admin Panel.

Apple Pay

Apple Pay is Apple's international payment service and available in Poland since 2018. Users who own Apple devices such as the iPhone, iPad, Apple Watch or Macbook can use this mobile payment service.

Wherever customers can pay contactless with their debit card, Polish consumers can also pay with Apple Pay. It is possible to offer Apple Pay. via Pay. in Poland. When you offer this payment method in your webshop, you offer your customers the opportunity to make purchases in a safe, fast and easy way.

Why Pay. after every payment?

Growing your business means you need as much relevant data and insights as possible. You'll find those in the dashboard and the Pay. app.

For your customers, Pay. offers all the payment methods they expect - and more. This is how you develop a superior customer experience and the highest conversion rate.

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