Payment methods by country

Payment methods France.

The French e-commerce market is one of the largest in Europe. Besides Germany and the United Kingdom, France is in the top 3 largest online markets in Europe; globally, they rank sixth. It is therefore a smart move to enter the French market with your webshop.

But which online payment methods do you need to be successful in France? And how do you best offer all payment methods in France in your webshop?

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Most popular payment methods France

About France
  • 67.7 million inhabitants
  • Currency is the Euro
  • 79% of all consumers shop online
  • Distribution of e-commerce orders:
    • 59% national
    • 27% EU
    • 22% outside EU

For years, France lagged behind in online development. Internet adoption rates were lower than average, and not everywhere had a good Internet connection. Meanwhile, France has almost caught up: today 79% of the population regularly orders online.

Fashion, beauty and health make up the bulk of the French e-commerce market. But technical products, home accessories and furniture are also increasingly bought online. The French prefer to pay for their online purchases with their credit or debit cards.

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Payment methods France

Below is an overview of the main payment methods in France for your webshop.

Carte Bancaires: most widely used payment method in France

In France, Cartes Bancaires (formerly: Carte Bleue) is the most popular online payment method, with over 60 million cardholders. About 60% of all payments are made with Cartes Bancaires.

The Cartes Bancaires card is usually co-branded with Visa or Mastercard. That combination allows Cartes Bancaires to make both credit and debit card payments.

PayPal

In France, PayPal is a popular and widely used method of online payment: as many as 7 million French people have a PayPal account. A PayPal payment can be made from desktop, cell phone or tablet, without leaving credit card or bank details.

Because of its buyer protection, PayPal is a very popular payment method in France.

Credit cards

Credit cards are also a common payment method in France. With a credit card, consumers shop online and pay later. Products purchased online with a credit card are insured for at least 180 days against damage, loss and theft.

The French market has several credit card providers, including Mastercard, VISA and American Express.

Maestro

A small portion of online payments in France still go through Maestro. That will be a thing of the past from July 2023 as Maestro will then be replaced by Mastercard debit cards.

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