Payment methods

Payconiq for your online shop

The world of online payments is constantly on the move, with the rapid, ongoing evolution of payment methods. That applies to mobile payment too. In 2017, 68% of Europeans were already using mobile payment methods, and this is expected to increase to 92% in 2020.

Paying both on- and in-store

Mobile payment is the new standard solution for paying in physical and online shops, and at events. Payconiq is the leading mobile omnichannel for facilitating these payments. Using Payconiq for mobile payments is simple – all your customer needs to do is scan a QR code with an Apple or Android smartphone. The transaction is conducted directly through the Payconiq app, which is already linked to your customer’s bank account.

Payconiq was established at the end of 2015 as a joint initiative of ING, SNS, Rabobank, RegioBank, ASN, Belfius, KBC and BNP. More than 50,000 shops have become affiliated with this payment method since its launch.


How it works

Paying with Payconiq is fast and user-friendly. First of all, your customer downloads the free Payconiq app for iOS or Android. They then link their bank account to the app with a simple, one-off action that works for all Dutch banks. Once the bank account is linked, your customer can use Payconiq immediately to make a payment!

Payconiq allows you to pay easily in a physical or online shop, simply by scanning a QR code:

  1. The QR code appears on a display or PIN terminal;
  2. Your customer scans the code with a smartphone and then approves the payment in the Payconiq app with a four-digit code, fingerprint scan or face ID. This completes the payment, and the transaction will appear on the screen of your payment device or in your online shop. Your customer has paid!
Integrating Payconiq into your online shop or checkout system

By installing Payconiq, you can make it easy for your customers to pay with their mobile phone in your physical or online shop.


Payconiq can be directly integrated into your checkout system or PIN terminal. The QR code is displayed on your checkout screen or PIN terminal and your customer scans the code with the Payconiq app or the camera on their smartphone. The customer confirms the transaction to complete the payment.

If you don’t have a checkout, then Payconiq Go is a possible alternative. This allows your customers to pay using Payconiq, without a checkout system or PIN terminal. You only need your smartphone, tablet or desktop with browser.

Online shop

Payconiq is simple to integrate into your online shop through Pay. Prior to completion of an online order, a unique QR code appears on the screen. Your customer scans the code using the Payconiq app, and pays for their purchase without having to leave the online shop to do so.

If you would like to integrate Payconiq into your online shop or checkout system, or would like further information, please contact us at sales@pay.nl or by telephone on +31 (0)88 88 666 66. We’ll be happy to help!

Payconiq’s best features
  • One app for making payments in physical and online shops
  • Quick and easy no matter where you are
  • Works with all checkout systems
  • Competitive rate and easy connection
  • Familiar, trusted, and with a wide reach
  • Quick and easy to integrate using our ready-made plug-ins

Why Pay. behind every payment?

Growing with your business means you need as much relevant data and insights as possible. You'll find those in the dashboard and the Pay. app.

Pay. offers your customers all the payment methods they expect - and more. This way, you develop a superior customer experience and the highest conversion rate.


The widest range of payment solutions

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Plugins for easy integration

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