Klarna and PAY. expand their cooperation in Europe

Klarna and PAY. expand their cooperation in Europe
Date: 19 July 2021

Great news! Klarna is now available in all countries via PAY. that use the Euro as a currency. This means that you can now enable your customers to pay with Klarna, while PAY. processes the transactions, funds and refunds the way you are used from PAY.

Klarna offers their consumers different ways to pay depending on the country they are in and the products or services they are buying. Whatever way of payment the customer chooses to pay with, Klarna and PAY. will make sure that you receive your money in time and without any hassle.


Klarna Pay Later

Klarna's Pay Later makes shopping easier for customers by offering them the ability to try before they buy their purchases, with no interest or added fees. When offering Pay Later, online shoppers see that they can pay for their order after they have received it. At the checkout, returning customers are recognized and their information is pre-filled which really gives them that true one-click experience which is equal to making purchases within seconds. Once the purchase is made, the order is shipped and the customer’s payment period comes into effect. Klarna pays you upfront and customers get 14, 21 or 30 days* extra to pay. After the purchase, the customer can choose to pay earlier, ask for an extension or convert their purchase into installments. All of this can be arranged in the Klarna app.

*The payment term differs per market.

Klarna Pay Now

‘Pay Now’ gives your customers the opportunity to complete secure bank transfers or card payments instantly. When browsing through their favorite store, shoppers get the opportunity to pay instantly via any major card provider or bank transfer. They simply add the things they love to their shopping cart and proceed to the checkout. Returning Klarna shoppers are recognized right away; their preferred payment method is pre-selected and their details are pre-filled. This way they don’t have to re-enter their details or have to be redirected to another page. After completing the order, customers can always see and manage their purchase(s) in the Klarna app. And if their order does not arrive, they get their money back. Klarna takes the full risk by giving buyers a complete purchase protection.


Klarna Pay in 3

To meet consumer demand for increased flexibility at the checkout, Klarna offers the opportunity to pay in 3 interest-free payments called ’Pay In 3‘. There is never any interest or fees included when payments are made on time and shoppers can easily view their purchases online or in the Klarna app. Klarna takes full credit and fraud risk for both you as a merchant and your consumers.

How does it work?
At your checkout, shoppers select Klarna and Pay in 3 as their payment method.

  1. Shoppers add a preferred credit or debit card and will know instantly if they’ve been approved.
  2. When the order is confirmed, Klarna will charge the first payment and send an email confirmation to outline the schedule for the remaining payments.
  3. Payments will be withdrawn automatically every two weeks from the card provided at the checkout.

Money flow via PAY.

Captured Klarna reservations are added to your balance and the pay-outs are included in the regular PAY. clearings. You can also easily (and partially) refund your payments via PAY. Look up the payment, select the products you want to refund and PAY. will take care of the rest.


Klarna as a payment method in your webshop?

Contact us via or by telephone on +31(0)88-88 666 66 and one of our specialists will be happy to assist you.
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