Klarna Pay Later
Klarna's Pay Later makes shopping easier for customers by offering them the ability to try before they buy their purchases, with no interest or added fees. When offering Pay Later, online shoppers see that they can pay for their order after they have received it. At the checkout, returning customers are recognized and their information is pre-filled which really gives them that true one-click experience which is equal to making purchases within seconds. Once the purchase is made, the order is shipped and the customer’s payment period comes into effect. Klarna pays you upfront and customers get 14, 21 or 30 days* extra to pay. After the purchase, the customer can choose to pay earlier, ask for an extension or convert their purchase into installments. All of this can be arranged in the Klarna app.
*The payment term differs per market.
Klarna Pay Now
‘Pay Now’ gives your customers the opportunity to complete secure bank transfers or card payments instantly. When browsing through their favorite store, shoppers get the opportunity to pay instantly via any major card provider or bank transfer. They simply add the things they love to their shopping cart and proceed to the checkout. Returning Klarna shoppers are recognized right away; their preferred payment method is pre-selected and their details are pre-filled. This way they don’t have to re-enter their details or have to be redirected to another page. After completing the order, customers can always see and manage their purchase(s) in the Klarna app. And if their order does not arrive, they get their money back. Klarna takes the full risk by giving buyers a complete purchase protection.
