FLOA: Flexible payment in installments and in arrears

FLOA Pay is a Buy Now, Pay Later solution that allows web shops and stores to let their customers pay in arrears or in installments. At check-out, the customer chooses, for example, payment in 3 or 4 times, Pay Later or a longer term. Afterwards, flexible payment can easily be made.

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Popular payment method

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Flexible payment options

With FLOA Pay, customers can choose to pay in 3 or 4 installments or pay afterwards, both online and in-store. During checkout, the customer sees the payment schedule and can make a nice one that suits the customer. The installments are paid monthly by direct debit.

  • Commonly used: nearly 40% of customers choose 3/4 installments
  • Omnichannel: for both web shops and physical stores
  • Merchant-friendly and easy to use

Why FLOA?

Add FLOA to your payment options

Pay with FLOA.

Discover FLOA
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Conversion increasing

No proof required when paying by credit card. This lowers the conversion threshold.

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Merchant friendly

Automatic refund from FLOA upon cancellation.

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Fast disbursement

For payments in 3 or 4 times, the transfer is issued quickly.

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Quickly added

FLOA is "quick and easy" to integrate, meaning you can quickly use the solution online as well as in-store.

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Payment methods

An appropriate payment method for every region.

Discover local payment solutions perfectly suited to your market. With our payment methods you offer your customers familiar and easy ways to pay. This will increase the conversion of your webshop.

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Specifications

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  • Payment method

    Buy Now Pay Later

  • Channel

    Online

  • Available in

    • France

    • Belgium

    • Spain

    • Portugal

    • Italy

    • Coming soon: Germany, Luxembourg and the Netherlands

  • Specifications

    • Pay in 3 or 4 installments

    • Omnichannel deployment, both online and in-store.

    • Pre-score to smartly show the option and increase acceptance

    • Fast disbursement

FAQ

Frequently Asked Questions

Any more questions?

Get in touch

How do I get FLOA for my business?

To integrate FLOA payments for your business, sign up using the button at the top right. We take care of the rest, including registration, integration, testing, approval and activation.

What does a FLOA transaction cost?

The fees for a FLOA payment are detailed within our fee schedule. View all fees here.

You only pay for successful transactions.

How does FLOA Pay Later work?

With FLOA Pay Later, the customer pays for the order at once 30 days after the order validation/confirmation. On the day of purchase, the customer pays nothing, but FLOA places a (temporary) reservation/pending charge to check the validity of the payment card. After 30 days, the customer pays the total amount + any charges.

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