Certifications

Secure payments, guaranteed

At Pay, we place great importance on the security and reliability of our payment services. We hold all relevant certifications and licenses in Europe, highlighting our commitment to compliance and quality standards.

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Permit for acquiring

License The Dutch Central Bank (DNB).

Pay holds a license as a payment institution, granted by The Dutch Central Bank on July 29, 2013. This enables us to offer a wide range of payment services.

Certifications

Pay. is fully certified for secure payment and consumer data.

PCI-DSS

The Payment Card Industry Data Security Standard (PCI-DSS) is a security standard for organizations that store and process cardholder data. The purpose of the certification is to protect data, reduce fraud and reduce the risk of a data breach.

GDPR

Pay. complies with all requirements regarding the safe handling of data. Data is stored at Dutch data centers. We only collect data that we need for processing payments. For more details see our privacy statement

ISAE 3402

The International Standard for Assurance Engagements (ISAE 3402) statement reports annually on the reliability of the payment processing process by an independent IT auditor. This audit ensures that we meet the highest international standards in risk management and internal control.

ISO 27001:2022

This standard establishes specific requirements for establishing, implementing, executing, monitoring, assessing, maintaining and improving a documented Information Security Management System (ISMS) within the context of the organization.

Audits

Every year, an outside party conducts audits at Pay. This ensures that we meet the latest requirements and regulations.

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Reliable partner

Pay. is both acquirer and processor

Pay. holds an acquirer license for iDEAL, Bancontact, American Express, Mastercard and Visa. Thanks to this license, Pay. can independently manage the cash flows of these card networks without third-party intervention. The result: a reliable, efficient and stable payment process.

Principal Member of Mastercard and Visa

As a financial institution and acquirer, Pay. is one of the principal members of the card networks, which means that Pay. has direct contact with Mastercard and Visa for transactions and is responsible for verifying their proper processing.

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