Pay later with Focum

Focum Pay Later

Do you want an affordable and flexible payment-in-arrears solution for your online shop? Focum's AchterafBetalen is the answer. Focum offers excellent service, attractive rates and involvement in your business objectives. With its years of experience, Focum is able to guarantee a high acceptance rate and offer a 100% guarantee for your invoices.

With AchterafBetalen, you offer your customers even higher quality service. This method is more customer-friendly than payment in advance and it lowers consumers’ inhibitions. Furthermore, AchterafBetalen is both a payment method and an effective marketing tool. Use the additional contact opportunity to improve customer retention and utilise your invoice for cross-selling or upselling. Focum offers a range of tools that can help you optimise your online shop’s conversion!

checkout page Focum Pay Later

Betaalmethode Focum

The advantages of payment in arrears

Offering Focum’s AchterafBetalen solution in your online shop immediately gives you the following benefits:

  • Instant increase in revenue
  • Competitive rates
  • The invoice as a marketing tool
  • The highest acceptance rate on the market
  • Easy integration via the PAY. API or plugin
  • Accessible help desk for your customers
  • No subscription costs or fee for returns

How does it work?

A customer orders a product in your online shop. They choose AchterafBetalen and accept the terms and conditions. At that moment, Focum conducts an automatic online check to verify the customer’s details in real time. If everything checks out, this approval is relayed to your online shop in real time and you can process the customer’s order.

Focum takes care of the entire process of sending out invoices and reminders. After receiving their order, the customer will receive their invoice via email. They can then easily pay the invoice with the iDEAL link in the message. If the customer neglects to pay the invoice, Focum will automatically send a reminder and then a final notice via email.

If your customers have any questions about their invoice, our highly professional customer service department can assist them.


About Focum

Focum is a specialist in the field of consumer data. It has made a name for itself with the development of acceptance processes for the online retail sector. Major insurance providers, online shops and telecom companies have been using Focum’s expertise for years.

Focum uses its own data to conduct the check prior to acceptance of a payment in arrears, which is what makes their AchterafBetalen solution so affordable. By making clever use of the available data, Focum maximises the acceptance rate and minimises the risks involved.

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Available categories

Focum is available for services or websites falling into one of the following categories:

  • Consumer purchases (average order value < €100)
  • Baby & kids
  • Beauty and wellness
  • Gifts & cards
  • Gift cards, vouchers, call credit
  • Health
  • Electronics
  • Food & beverages
  • Medical aids
  • Fashion, clothing & footwear
  • Gadgets
  • Watches & jewellery
  • Home & decoration
  • Books, magazines and DVDs
  • Music, movies & games
  • Education and training
  • Jewellery & accessories
  • Toys
  • Sports and leisure
  • Garden & tools
  • Holiday & travel
  • Department stores
  • Tobacco & e-cigarettes
  • Deal websites (daily offers and specials)
  • Only on recommendation of PAY.: Special consumer products
  • Parking including reservations
  • Cars and bikes (components)
  • Dealers in precious metals and diamonds
  • Animals and supplies

No transaction value limit

Because Focum uses a smart system to evaluate customers with the help of proprietary data, it does not impose a limit on the value of a transaction. Whenever a consumer places an order via Focum, their personal spending limit is immediately evaluated.

An overview of the advantages
  • Payment in arrears is an increasingly popular payment method
  • No annual contract or subscription
  • Focum is available through the Pioneer package
  • AchterafBetalen stimulates purchasing behaviour
  • High degree of acceptance
  • Payments are 100% guaranteed
  • The entire invoicing process is taken care of
  • You can process the order immediately after approval from Focum
  • Easy integration via PAY.

Focum Transactions

xs Pioneer GateWay
xs Professional GateWay
xs Business GateWay
xs Corporate GateWay
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